Insurance FAQs (continued)
Why do I need help in filing an insurance claim?
The typical policy contains hundreds of provisions and stipulations - various forms and riders that are constantly changing and many complex details about your requirements in case of loss. Most people do not know or understand these policy provisions - and most do not realize that the burden of proof is on them, the policyholder. Most insurance company representatives actually prefer to work with an experienced public adjuster rather than an inexperienced insured. A public adjuster not only has your confidence, but also that of company adjusters who recognize that they are dealing with a professional.
Why should I engage a public adjuster to obtain what is rightfully due to me?
Insurance companies offer to pay what is due to you as they see it. Public adjusters are your exclusive representatives. With their experience and knowledge they are better able to obtain a more favorable adjustment for you, the insured.
How much do they charge for their service?
Your public adjuster's charge is a percentage of the insurance company's settlement with you. By seeking to maximize your settlement, your public adjuster's services can save you the cost of their fees, at the very least.
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